
Its time to celebrate-Joseph, (my nephew!) made the A Honor Roll! What a big deal-
The Family Place for Lamons, Saunders, Goodyears,Klasens,and all their offspring... Welcome All

The Holiday brew is complete and now in the bottles-Just gotta wait about 10 days then the holidays can begin!
I knew it was coming...but...so soon? I just wasn't ready today.


Steve and I went out and cut a load of wood yesterday-It took us old guys about 4 hours to cut and stack 1 1/4 cords. He can heat his house and shop for about three weeks on a cord of wood. This vid was forwarded on to me via email and I think is quite a few years old. Apparantly, there was some kind of oil spill near Australia where the front fell off a ship. This is a hilarious (fake) interview of an Australian politician (again fake) about the incident. It made me laugh so I'm forwarding to on.

I guess the US Senaters (including Obama and McCain) thought that 700 billion dollars was just not enough to get the bill through- so they beefed it up-(or porked it up)
As young commercial bankers, we learned a lot of lessons about credit from demanding, and not particularly polite, bosses. It was boot camp, and I am afraid that a whole generation of today's bankers are about to go back to boot camp themselves. We learned that borrowing short and lending/investing long was an eventual recipe for disaster at any corporation, and particularly banks. We also learned the “C's” of credit, which included character, capacity and collateral.
A borrower had to be of sound character or perhaps a loan might not be repaid. The capacity to repay, including the ability of an individual to remain employed or a company to generate free cash had to be present; otherwise the loan was too risky. Finally, there was collateral. A home could secure a mortgage, a plant could secure a long-term loan and receivables could secure a short-term loan. The collateral had to be substantive because falling prices could render the collateral worth less than its stated value.
The last 25 years, particularly the last five, have seen all the rules of credit cast aside. Our nation has feasted on credit in order to live beyond our means and to create higher investment returns than could be sustained. Character has mattered all too little, capacity has been imagined rather than real, and collateral (particularly homes that secure mortgages) has fallen deeply in value.



This is a rose plant that Dale bought for me V-day, 2006, & when Spring arrived, I stuck it outside because I didn't want it to die. Last summer not a blossom was to be found...but this summer it has been absolutely bountiful (25-30 continuous blooms) and beautiful.UNITED NATIONS - Michael Douglas had to field questions Wednesday about the financial turmoil shaking world markets from reporters recalling his role in the 1987 film "Wall Street."
The actor sought to focus on the subject of Wednesday's news conference — urging the United States and eight other holdout nations to ratify a nuclear test ban treaty.Douglas won an Academy Award for portraying the rapacious banker Gordon Gekko, who popularized the phrase "greed is good" in the movie.
After world leaders here condemned the "boundless greed" of world markets, Douglas was asked to compare nuclear Armageddon with the "financial Armageddon on Wall Street."
But the likening to Gekko did not end there, with a reporter asking: "Are you saying Gordon that greed is not good?"
"I'm not saying that," Douglas replied. "And my name is not Gordon. He's a character I played 20 years ago."
Douglas, who married actress Catherine Zeta-Jones in 2000, has won two Oscars — as a producer for 1975's "One Flew Over the Cuckoo's Nest" and as best actor for his role in "Wall Street."
Perhaps they should track down Charlie Sheen and get his opinion. It's been a while since I've seen Wall Street, but his character seemed more level-headed than Michael Douglas'. This is a sign that the American media has really jumped the shark.

So last night we had a feast (no veggies)-Pulled Pork Sandwiches, Salmon and Hopesy...of course that makes a great day for enjoying a brew too.

North Country Business Products (where I work) is a major sponsor of the United Way. We have fund raisers from time to time. One of the recent fund raisers was an Auction. People would donate things or get stuff from other businesses and then we would auction the items off.