Its time to celebrate-Joseph, (my nephew!) made the A Honor Roll! What a big deal-
Tuesday, December 23, 2008
A Honor Roll
Its time to celebrate-Joseph, (my nephew!) made the A Honor Roll! What a big deal-
Tuesday, December 2, 2008
i3DVR
The adventure begins...
Thursday, November 27, 2008
My New Job
Saturday, November 22, 2008
Holiday Brew
Thursday, November 20, 2008
Too Cold, Too Soon
- I had to "warm" up my car for the first time today!
- I wore my Columbia (both jackets) for the first time today!
- I put my Sorels in the car for the first time today!
- I unpacked my cuddleduds for the first time today, too!
I knew it was coming...but...so soon? I just wasn't ready today.
Saturday, November 8, 2008
Why Beer is Better than a Woman
Top 25 reasons way beer is better than a woman- (I didn't say they were good reasons)
Deer Hunting and Light Dusting
Tuesday, November 4, 2008
Big Time History
Monday, November 3, 2008
Natural Resources and the Arts
It covers our drinking water sources, wetlands and wildlife habitat, arts and cultural heritage, parks and trails, and our lakes, rivers and streams.
This is so important and I hope that each voter reads this question carefully and responds positively. What better gift could we leave as our legacy?
Vote Early, Vote Often
Thursday, October 30, 2008
Mulligan Encourages Everyone to Vote November 4
Mulligan is joining his mom working on non-partisan voter engagement efforts. He reminds everyone to vote November 4. I have had the great honor to focus my work the past 2 months on engaging disengaged citizens to venture out to the ballot box. You would be completely surprised on how many people do NOT vote. Offer help and encouragement to coworkers, neighbors, friends and family (even if they may be on the other side of the fence from you...no pun intended!). Join Mulligan in helping Minnesota retain the highest voter turnout State in the entire Country!!
Wednesday, October 29, 2008
Palin 2012?
There's lots of buzz in the media these days about a potential presidential run by Sarah Palin in 2012. They Mayan calendar also predicts a major cataclysm will occur in 2012. Coincidence??
Monday, October 27, 2008
Cousins: (L to R) Renee Cappetto, Laura Ptolemy, Carol Saunders, Bonnie Klasen, Donarae Gregerson, Bill Gregerson, Larry Brand.
Friday, October 24, 2008
Friday, OCT 24, 2008 It's coming
BEMIDJI... LAKE ITASCA... PARK RAPIDS 332 PM CDT FRI OCT 24 2008 ... STRONG WIND AND SNOW SHOWERS POSSIBLE THIS WEEKEND...
A STRONG COLD FRONT WILL MOVE INTO EASTERN NORTH DAKOTA SATURDAY AFTERNOON... THEN PROGRESS QUICKLY THROUGH THE REST OF WESTERN MINNESOTA SATURDAY NIGHT. NORTHWEST WINDS NEAR 30 MPH WITH HIGHER GUSTS WILL OCCUR SATURDAY NIGHT INTO SUNDAY ACROSS THE ROSEAU... BAUDETTE... BEMIDJI... AND PARK RAPIDS AREA. THERE IS ALSO A THREAT FOR SNOW SHOWERS ACROSS THIS AREA. THE STRONG WINDS COMBINED WITH SNOW SHOWERS COULD REDUCE VISIBILITIES AT TIMES.
STAY TUNED TO LATER STATEMENTS ON THIS SIGNIFICANT WEATHER EVENT.
Wednesday, October 22, 2008
A Good Fall Day
Sunday, October 19, 2008
Making beer for the United Way
Friday, October 17, 2008
36 Degrees
Wednesday, October 15, 2008
Sound financial advice
Monday, October 13, 2008
Fall fruit makes us all happy~
The very little fruit bearing items we have in our yard seem to keep us anticipating all summer. We seem to finally hit the jackpot beginning in October. Kaner loves grabbing his after school snack without passing by the kitchen. The raspberries are called "kiwi raspberries" they are ripe when light pink. They are FANTASTIC, better then red in our opinion. The only problem is Kane is quicker and lower to the ground, Ryan and I rarely get to sneak one in~
Wednesday, October 8, 2008
This vid was forwarded on to me via email and I think is quite a few years old. Apparantly, there was some kind of oil spill near Australia where the front fell off a ship. This is a hilarious (fake) interview of an Australian politician (again fake) about the incident. It made me laugh so I'm forwarding to on.
Twin Cities 10 Mile
Cooking with the Candidates
(I posted this on my "cooking blog," but decided to re-post it here).
Monday, October 6, 2008
Fire Stick Dilema
We visited Nick and Scott a couple of weeks ago and had a very nice fire in the new fire pit-But there was one thing missing-a fire poker-So Nancy and I have been searching for just the right kind of poker-
Lehman Brothers Boss Defends $484 Million in Salary, Bonus
Saturday, October 4, 2008
Friday, October 3, 2008
700+ billion
Fall Has Arrived-First Frost-First Fall Fire
Tuesday, September 30, 2008
Frugality
Because I am not willing to sacrifice taste and good quality food, I choose to cook at home. I am convinced that restaurants don't have our best interests in mind when they throw entrees together. I think about fat content; shortcuts; bugs, etc...& I want to cook at home. Even though I work 36-40 hours per week, I consider myself a scratch cook and feel that we save money there. I do go to the farmer's market and a meat market and turn my head occasionally when prices are too high and justify it with, well, we aren't eating out much anymore!
Energy is another area that we are trying to cut back on using. Normally this time of the year we are using our (propane) gas which we filled in July ($1000), but we've decided to have a small wood fire instead & save our propane for the days when the temps are closer to zero. So far that is working.
Last winter the "aha" light came on in my head when I decided that I no longer needed to run my clothes dryer constantly. I dry clothes for about 15 minutes (to get the wrinkles out) and then hang them on hangers to dry. I checked our electric bill for two months in a row & the saving was approximately $30 a month! And, the clothes came out nicer! I do continue to dry towels, underwear and sheets, however.
Entertainment is another item we refuse to give up, so we have gotten smarter. Remember those days when we played games/cards/puzzles? That was really fun! We don't go to too many movies, but when the temps get colder, we rent or wait for them to come out on TV. We aren't willing to give up cable this time of the year because that is about $10 per week that comes out of our entertainment budget. We love baseball, hockey, outdoor, food channel, etc.
I guess it is all about choices and the quality of life we choose to live. As we approach retirement I realize that the financial choices that we have made as a couple have been pretty "sound" ones. For that, I am happy. We would be in a world of hurt otherwise.
Monday, September 29, 2008
The Market
As young commercial bankers, we learned a lot of lessons about credit from demanding, and not particularly polite, bosses. It was boot camp, and I am afraid that a whole generation of today's bankers are about to go back to boot camp themselves. We learned that borrowing short and lending/investing long was an eventual recipe for disaster at any corporation, and particularly banks. We also learned the “C's” of credit, which included character, capacity and collateral.
A borrower had to be of sound character or perhaps a loan might not be repaid. The capacity to repay, including the ability of an individual to remain employed or a company to generate free cash had to be present; otherwise the loan was too risky. Finally, there was collateral. A home could secure a mortgage, a plant could secure a long-term loan and receivables could secure a short-term loan. The collateral had to be substantive because falling prices could render the collateral worth less than its stated value.
The last 25 years, particularly the last five, have seen all the rules of credit cast aside. Our nation has feasted on credit in order to live beyond our means and to create higher investment returns than could be sustained. Character has mattered all too little, capacity has been imagined rather than real, and collateral (particularly homes that secure mortgages) has fallen deeply in value.
How's that for calling a spade a spade? You can read the full market update here, or if you've got the time and find this stuff to be interesting you can read all four market updates Ted has issued since June. The links are below:
June 12
July 15
September 8
September 15
September 23
The closing line of the final article is better advice than I can give:
"At the end of the day, we continue to encourage investors to stay invested, be disciplined and resist the urge to let emotions drive their decisions — even during difficult times like these."
Is it time to tighten up?
I am trying to figure out how spend less certain things- or to be more "frugal". Dale and Lois saved about $50 by repairing and old wheelbarrow.
End of Summer Activities
This was a very busy weekend for this Lamon family-We had our nephews Joe and Dylan over from Friday to Sunday afternoon-
Saturday, September 27, 2008
Fall Beauties
Thursday, September 25, 2008
What in the world?
UNITED NATIONS - Michael Douglas had to field questions Wednesday about the financial turmoil shaking world markets from reporters recalling his role in the 1987 film "Wall Street."
The actor sought to focus on the subject of Wednesday's news conference — urging the United States and eight other holdout nations to ratify a nuclear test ban treaty.Douglas won an Academy Award for portraying the rapacious banker Gordon Gekko, who popularized the phrase "greed is good" in the movie.
After world leaders here condemned the "boundless greed" of world markets, Douglas was asked to compare nuclear Armageddon with the "financial Armageddon on Wall Street."
But the likening to Gekko did not end there, with a reporter asking: "Are you saying Gordon that greed is not good?"
"I'm not saying that," Douglas replied. "And my name is not Gordon. He's a character I played 20 years ago."
Douglas, who married actress Catherine Zeta-Jones in 2000, has won two Oscars — as a producer for 1975's "One Flew Over the Cuckoo's Nest" and as best actor for his role in "Wall Street."
Perhaps they should track down Charlie Sheen and get his opinion. It's been a while since I've seen Wall Street, but his character seemed more level-headed than Michael Douglas'. This is a sign that the American media has really jumped the shark.
Sunday, September 21, 2008
Bauman Family Trip to the Pumpkin Patch
Every fall is marked by our annual trip to the pumpkin patch. Going early is the key to a great selection of pumpkins to choose from. We tried a new farm this year (just outside of Kimball). Fairhaven Farms, they feature a corn maze (with an Arthur scavenger hunt), you pick pumpkins, raspberries and apples and a beautiful flower garden. Enjoy some pics~
Thursday, September 18, 2008
A bad day at fishing...
Tuesday, September 16, 2008
Obama Quote
Sunday, September 14, 2008
Smokin....
I have always wanted to have a smoker-So last weekend I went to Wally World and bought this little smoker ($28). It's a little charcoal and wood burning unit.-
So last night we had a feast (no veggies)-Pulled Pork Sandwiches, Salmon and Hopesy...of course that makes a great day for enjoying a brew too.
Saturday, September 13, 2008
Apple Trees
He shot past me out the door, yelling, "Call Tom and tell him to get over here now!"
The next half hour was spent running this way and that. We chased south and withdrew to the north. We herded south and blocked on the east and west. Finally the bull, several cows, and one fat sheep were escorted out of our orchard and into their own pasture. During this process, the bull nonchalantly stepped over a three-foot fence and trampled my garden. Later, while discussing the event with Tom, we decided that we were glad that most of our vegetables, flowers, and shrubbery had been spared. The apple trees were left standing with only minor damage to the foliage and fruit.
This incident was only one of many animal-related problems we had faced since we had become backwoods homeowners. Deer stripped new growth off young fruit trees, cats used vegetable plots for litter boxes, and visiting dogs dashed through flower and vegetable gardens, trampling as they went. Even our own dog loved to dig in planted areas rather than the natural wooded areas. We were frustrated. My husband built fences higher and higher around the orchards. This was useless, as deer can jump amazingly high. I planted shrubs, flowers, and vegetables, only to have them torn up by dogs. The cats loved the freshly worked soil, and rabbits nibbled at what was left. And this was not the first time we had been invaded by bovine beasts. What were we to do?
At first we tried fences. We fenced groups of trees, we fenced islands of flower gardens around the house, and we fenced vegetable plots. We created a botanical zoo with plant cages all over our property. The fences kept the dogs out but did not faze the cats, cows, and rabbits that wandered through. The deer were not even slowed down by the fences, no matter how high we made them. The fences were unsightly and very inconvenient when we were caring for the plants and trees. We became vigilant plant guards, but decided we did not want to dedicate our lives to this pursuit, especially our lives between 10 p.m. and 6 a.m.
Fencing is laid in two sections around a fruit tree. The tree can be watered, fertilized, sprayed and harvested with the wire in place.
We thought through the problem and came up with a solution. We immediately put into action our "Protect Trees and Plants from Four-Legs Plan," and very soon we knew we had a plan that worked.
We had used livestock fencing attached to wood and metal stakes for fences. We removed the stakes, cut the wire fencing into workable sizes, and just laid it on the ground in the areas we wanted to protect. Once an animal puts a foot on the wire, it backs up. We were and still are amazed at how well this works.
Our dog will not enter the areas covered with wire, so no more uprooted and trampled plants. No more holes dug under trees. The cats find better areas to scratch, and best of all, the deer keep away from our trees. It is so nice not to have all the new growth eaten off the trees. We have not had a visit from a bull, cow, or sheep since we laid the wire, but we think it will work for them, too. We have found bear spoor in the areas furthest from the house, but our trees and their fruit have remained undamaged. I still see rabbits in the clover surrounding the apple trees and in the native undergrowth, but there have been no holes dug around the wire-protected trees. We have not detected any damage to the fruit trees or the gardens caused by rabbits.
Friday, September 12, 2008
That didn't take long...
Sunday, September 7, 2008
Give a man a beer, waste an hour. Teach a man to brew, and waste a lifetime
Each year I have donated a couple of 6 packs of homemade beer...the beer usually sold for around $20.00 a six pack.
We this year, both of my beer recipes we not very good. So I had nothing....
I decided to donate my time and knowledge of brewing-So I make up a flyer that said-"Learn How To Brew" -Minimum donation to the united way was $25.
We ended up selling eight of these lessons-for a total donation of $200.
So now I figure I need to makea couple of two batches-get some extra bottles and have a party! It should be fun!
Give a man a beer, waste an hour. Teach a man to brew, and waste a lifetime
Thursday, September 4, 2008
She's ready!
Wednesday, September 3, 2008
Political humor
You can get your own here.